Umbrella Quote

Property insurance quotes include detailed business, location, and coverage information essential for underwriting and premium evaluation. Feathery’s AI extraction engine automates the capture of this data, extracting key applicant details such as the named insured, mailing address, business entity type, FEIN/SSN, and producer or agency name. It parses proposed effective and expiration dates, the total quoted premium, and detailed coverage limits across properties and locations. Itemized coverage lines—including type, coinsurance, deductible, limit, rate, and premium—are pulled for full transparency into each property’s insurable value and risk structure.

The engine also captures location-specific data, including street addresses, classification codes, rating exposures, manual rates, and premiums. Forms and endorsements—such as TRIA terrorism coverage, waivers of subrogation, and property-specific exclusions—are identified and extracted. Additional insureds listed on the quote are also returned to support compliance and certificate issuance workflows. This template is ideal for commercial insurers, MGAs, and brokers managing property risks, enabling faster quote processing, improved accuracy, and automated ingestion into rating or policy administration systems.