Umbrella Policy

An umbrella insurance policy provides additional liability protection beyond primary coverage, ensuring broader security for individuals or businesses. The policy begins with key insured details, including the named insured, mailing address, entity type, FEIN or SSN, producer or agency information, and the policy effective and expiration dates.

Feathery’s AI extracts coverage details such as umbrella limits, TRIA coverage, underlying insurer information, policy numbers, liability limits, and coinsurance and deductible structures. It also captures insured location data, risk classifications, and rating bases like payroll or gross revenue. Additional insureds, policy forms and endorsements, exclusions, and supporting attachments are also parsed for underwriting review. Automating these details reduces manual data entry, improves accuracy, and speeds up policy analysis and processing for umbrella liability coverage.