Umbrella Policy

Templates

Umbrella Policy

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Insurance

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Datapoint

Description

This is some text inside of a div block.

Named Insured

Legal name of the business or individual listed on the umbrella policy.

Mailing Address

Full mailing address including street, city, state, and ZIP code of the named insured.

Entity Type

Business structure of the insured, such as Corporation, LLC, Sole Proprietor, or Partnership.

FEIN or SSN

Federal Employer Identification Number or Social Security Number used for underwriting and reporting.

Producer / Agency Name

Name of the insurance agent, broker, or agency managing the policy.

Effective Date

Start date of the umbrella policy coverage period.

Expiration Date

End date of the umbrella policy coverage period.

Umbrella Limit

Total dollar amount of liability coverage requested under the umbrella policy.

TRIA Coverage Requested

Indicates whether Terrorism Risk Insurance Act (TRIA) coverage is included. (Yes/No)

Insurer Name

Name of the insurance carrier providing underlying liability coverage.

Policy Number

Identifier for the underlying insurance policy.

Liability Limit

Aggregate liability limits provided by the underlying coverage.

Underlying Effective Date

Start date of the underlying policy coverage.

Underlying Expiration Date

End date of the underlying policy coverage.

Coinsurance Percentage

Percentage of each loss retained by the insured before umbrella coverage applies.

Deductible Structure

Details of any applicable deductibles, including per-claim and aggregate values.

Insured Location Street Address

Street address of each insured property or business location.

Insured Location City

City corresponding to each insured location.

Insured Location State

State corresponding to each insured location.

Insured Location ZIP

ZIP/postal code for each insured location.

Classification Code

Code identifying the risk or business classification.

Risk Description

Narrative description of the business operations or exposure.

Rating Basis

Basis used to rate the risk, such as payroll or gross revenue.

Form or Endorsement Name

Name or identifier of each umbrella-related policy form or endorsement.

Form or Endorsement Description

Brief description or purpose of each form or endorsement.

Additional Insured Name

Full name of any entity or individual included as an additional insured on the policy.

Additional Insured Relationship/Description

Relationship or explanation of why each party is listed as an additional insured.

Excluded Operation or Exposure

Business activities or exposures explicitly excluded from umbrella coverage.

Attachment Name or Description

List of supporting documents attached to the policy (e.g., loss runs, underlying declarations).

An umbrella insurance policy provides additional liability protection beyond primary coverage, ensuring broader security for individuals or businesses. The policy begins with key insured details, including the named insured, mailing address, entity type, FEIN or SSN, producer or agency information, and the policy effective and expiration dates.

Feathery’s AI extracts coverage details such as umbrella limits, TRIA coverage, underlying insurer information, policy numbers, liability limits, and coinsurance and deductible structures. It also captures insured location data, risk classifications, and rating bases like payroll or gross revenue. Additional insureds, policy forms and endorsements, exclusions, and supporting attachments are also parsed for underwriting review. Automating these details reduces manual data entry, improves accuracy, and speeds up policy analysis and processing for umbrella liability coverage.

Related templates

ACORD 25

ACORD 26

ACORD 27

Umbrella Quote

Umbrella Application