Umbrella Application

An umbrella insurance application collects key information about the applicant, underlying liability policies, and requested coverage to provide excess protection above primary insurance. It includes applicant details such as the named insured, mailing address, entity type, FEIN or SSN, and producer information, along with requested effective and expiration dates and the umbrella liability limit.

Feathery’s AI extracts underlying insurance details including carrier name, policy number, liability limits, and effective dates. It also captures coverage structure elements such as coinsurance percentage, deductible amounts, and classification information tied to payroll, sales, or other rating bases. Additional data points include TRIA coverage requests, additional insureds, policy exclusions, and supporting documentation like loss runs or declarations. Automating these inputs streamlines underwriting, improves data accuracy, and ensures faster processing for umbrella liability applications.