Pay Stubs

Pay stubs provide detailed earnings, tax, and deduction information critical for income verification in lending and underwriting. Feathery’s AI extraction engine captures employee and employer details, including names, addresses, and Social Security numbers, along with pay period start and end dates, pay date, hours worked, rate of pay, gross pay, and net pay. Federal, state, Social Security, and Medicare tax deductions are extracted along with other line-item deductions such as insurance or union dues.

This template is ideal for lenders, mortgage brokers, and financial institutions that require accurate and timely income verification. By automating pay stub data capture, it reduces manual processing time, improves accuracy in assessing borrower qualifications, and supports faster loan approvals.