Templates

Pay Stubs

Pay Stubs

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Lending
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Datapoint
Description
This is some text inside of a div block.
This is some text inside of a div block.
Employee Name
Full name of the employee being paid.
Employee Address
Mailing address of the employee (if present).
Employee SSN
The social security number of the employee.
Employer Name
Business or organization issuing the pay stub.
Employer Address
Mailing address of the employer (if included).
Pay Period Start Date
First day of the pay cycle covered by the stub.
Pay Period End Date
Last day of the pay cycle.
Pay Date
Date the payment was issued or deposited.
Regular Hours Worked
Total standard hours worked during the pay period.
Overtime Hours Worked
Total overtime hours worked, if applicable.
Rate of Pay
Hourly rate (or breakdown of salary to hourly, if shown).
Gross Pay
Total earnings before deductions.
Net Pay
Final amount paid to the employee after deductions.
Federal Tax Withheld
Federal income tax deducted from this paycheck.
State Tax Withheld
State income tax deducted (if applicable).
Social Security Tax
Social Security contributions deducted.
Medicare Tax
Medicare contributions deducted.
Other Deductions
Any other line-item deductions (e.g., insurance, union dues).

Pay stubs provide detailed earnings, tax, and deduction information critical for income verification in lending and underwriting. Feathery’s AI extraction engine captures employee and employer details, including names, addresses, and Social Security numbers, along with pay period start and end dates, pay date, hours worked, rate of pay, gross pay, and net pay. Federal, state, Social Security, and Medicare tax deductions are extracted along with other line-item deductions such as insurance or union dues.

This template is ideal for lenders, mortgage brokers, and financial institutions that require accurate and timely income verification. By automating pay stub data capture, it reduces manual processing time, improves accuracy in assessing borrower qualifications, and supports faster loan approvals.

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