Bank Statement

This AI template extracts essential banking details from statements used in lending workflows. It captures the account holder's legal name, account number, bank name, address, and the full statement period. It also returns opening and closing balances, total deposits and withdrawals, and highlights interest earned during the period. Transaction-level insights include dates, descriptions, amounts, and types (e.g., deposit, withdrawal, fee).

The template identifies fees such as maintenance, overdraft, and ATM charges, helping lenders assess financial stability. It also detects whether check images are present for verification purposes. Ideal for loan underwriting and financial reviews, this template streamlines income verification, spending behavior analysis, and account validation directly from bank statements.