Bank Statement

Templates

Bank Statement

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Lending

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Datapoint

Description

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Account Holder Name

Returns the full legal name of the person or entity that holds the account.

Account Number

Captures the account number associated with the bank statement.

Bank Name

Indicates the name of the financial institution managing the account.

Bank Address

Returns the complete address of the bank as listed on the statement.

Statement Period

Captures the date range covered by the bank statement, including start and end dates.

Opening Balance

Returns the account balance at the beginning of the statement period.

Closing Balance

Provides the account balance at the end of the statement period.

Transaction Date

Captures the date each transaction occurred.

Transaction Description

Returns a brief description of the transaction activity (e.g., vendor name, ATM withdrawal).

Transaction Amount

Indicates the monetary value of each transaction.

Transaction Type

Specifies the category of the transaction, such as deposit, withdrawal, fee, or transfer.

Interest Earned

Returns any interest income accrued during the statement period.

Maintenance Fees

Captures any recurring service charges applied to the account.

Overdraft Fees

Returns charges for transactions that exceed the available account balance.

ATM Fees

Includes any charges for using automated teller machines.

Deposits

Summarizes the total value of deposits made during the statement period.

Withdrawals

Lists the total value of withdrawals made during the statement period.

Check Images

Indicates whether check images are included with the statement and provides visual confirmation of processed checks, if available.

This AI template extracts essential banking details from statements used in lending workflows. It captures the account holder's legal name, account number, bank name, address, and the full statement period. It also returns opening and closing balances, total deposits and withdrawals, and highlights interest earned during the period. Transaction-level insights include dates, descriptions, amounts, and types (e.g., deposit, withdrawal, fee).

The template identifies fees such as maintenance, overdraft, and ATM charges, helping lenders assess financial stability. It also detects whether check images are present for verification purposes. Ideal for loan underwriting and financial reviews, this template streamlines income verification, spending behavior analysis, and account validation directly from bank statements.

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