Health Policy

Health insurance policies outline key financial and coverage details that govern how medical costs are shared between the insured and the provider. Feathery’s AI extraction engine captures this structured data automatically, helping insurers, brokers, and benefits platforms ingest and process policies at scale. It extracts critical identifiers such as the carrier name, policy number, plan name, and policy dates, along with the full name of the insured. Financial terms—including deductible, coinsurance, out-of-pocket maximum, annual premium, and available installment options—are pulled for a clear view of cost responsibilities and payment structure.

The engine also parses medical and prescription benefits in detail, including coverage for primary care, office visits, urgent care, emergency services, preventive care, imaging, and X-rays. Prescription drug benefits are categorized and extracted across generic, preferred, non-preferred, and specialty medications—including mail-order prescription data. Lastly, it identifies specific coverage categories like hospitalization or maternity and surfaces their monetary limits if listed. This template is ideal for stakeholders managing group or individual health policies, aiming to automate policy review, increase operational efficiency, and ensure visibility into coverage obligations.