Templates

General Liability Policy

General Liability Policy

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Insurance
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Datapoint
Description
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Policy Effective & Expiration Dates
Returns the start and end dates of the General Liability policy term.
Policy Number
Extracts the identifying number assigned to the policy.
Named Insured & Address
Returns the legal name and full address of the insured entity.
FEIN / SSN
Extracts the Federal Employer Identification Number or Social Security Number of the insured.
Producer / Agency Name
Returns the name of the insurance producer or agency.
Business / Entity Type
Specifies the type of business or legal entity insured under the policy.
Location Details
Highlights the street address, city, state, ZIP code, and any listed location number associated with the insured business premises.
Each Occurrence Limit
Outlines the maximum amount payable for a single covered claim.
General Aggregate Limit
Specifies the total payout cap for all claims during the policy term.
Products-Completed Operations Aggregate Limit
Returns the maximum liability for claims related to completed work or sold products.
Personal & Advertising Injury Limit
Extracts the limit for liability due to personal or advertising-related offenses.
Medical Expense Limit
Specifies the maximum per-person payout for non-employee injuries occurring on the insured's premises.
Premises Damage Limit (Rented to You)
Extracts the cap for damage to rented premises caused by the insured.
Hired or Borrowed Limit
Returns the policy limit for liability associated with hired or borrowed vehicles or equipment.
Deductible Coverage Name
Specifies the name/type of deductible applied.
Deductible Amount Per Claim
Returns the out-of-pocket deductible per claim filed.
Deductible Amount Per Occurrence
Highlights the deductible amount applied to each occurrence.
Per Occurrence Coverage Limit
Specifies the coverage limit per occurrence (net of deductible).
Aggregate Coverage Limit
Returns the total coverage limit after deductibles are applied.
Total Policy Premium
Returns the total annual premium including applicable fees and taxes.
Installment Options
Lists the payment schedule options available to the insured.
Coinsurance
Specifies the coinsurance percentage or clause, if applicable to policy terms or payouts.
Classification Code & Description
Returns applicable classification code(s) and their corresponding descriptions.
Premium Basis & Exposure
Specifies how the premium is calculated (e.g., per $1,000 of payroll or sales) and the associated exposure values.
Manual Rate & Premium
Returns the manual rate used for the classification and the resulting calculated premium.
Form Number, Title & Revision Date
Returns identifying details for each form attached to the policy, including the form number, description/title, and revision date.
TRIA / Terrorism Endorsement
Indicates whether Terrorism Risk Insurance Act coverage is included.
Additional Insured Name(s)
Returns the names of any additional insured parties listed in the policy.
Waiver of Subrogation Endorsement
Specifies whether a waiver of subrogation is applied to any covered parties or conditions.

General liability insurance policies contain dense, structured information necessary for risk evaluation, policy administration, and claims management. Feathery’s AI extraction engine streamlines this process by automatically capturing all essential data from the policy document. Key details such as policy number, effective and expiration dates, named insured, address, and FEIN/SSN are pulled for clear identification. The engine also extracts producer and agency details, business entity type, and all insured location information. Coverage limits—including each occurrence, general aggregate, products-completed operations, and personal/advertising injury—are parsed along with any applicable deductibles and sub-limits for premises damage, medical expenses, or hired equipment.

Beyond core policy details, Feathery identifies premium and payment structures, classification codes, and rating information used to calculate risk and cost. It also surfaces attached endorsements and exclusions, including terrorism coverage (TRIA), additional insured parties, and waiver of subrogation clauses. This template is ideal for commercial insurers, MGAs, and brokers looking to automate ingestion of general liability policies, accelerate onboarding and claims workflows, and ensure full visibility into coverage terms and risk exposure.

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