This AI template is designed to extract key information from disability insurance applications, enabling efficient review and intake by benefits administrators and HR teams. It captures applicant eligibility requirements such as full-time employment status, minimum work hours, and any probationary period needed to qualify for coverage. The tool also extracts detailed information about included benefits—whether short-term, long-term, or partial disability—as well as associated support services like rehabilitation or return-to-work programs.
Additionally, the template returns premium contributions based on variables such as salary, occupation, or age, and flags important exclusions and limitations. These may include waiting periods, mental health coverage caps, or disqualifying conditions like self-inflicted injuries. By automatically identifying these critical data points, the template helps streamline compliance reviews and benefit onboarding processes for disability insurance plans.