Cyber Policy

Templates

Cyber Policy

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Insurance

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Datapoint

Description

This is some text inside of a div block.

Policy Dates

Includes Policy Effective Date, Expiration Date, and Retroactive Date.

Named Insured

Captures the full legal name of the insured individual or entity.

Insurer Information

Includes Insurer Name, A.M. Best Rating, and Admitted/Non-Admitted status.

Policy Number

Unique identifier for the bound cyber insurance policy.

Aggregate & Per-Claim Limits

Includes Aggregate Limit and Per Claim/Per Occurrence Limit.

Network Security & Privacy

Covers data breaches, privacy violations, and cybersecurity failures.

Multimedia Liability

Covers defamation, copyright infringement, and media content injury.

Incident Response Expenses

Limits for forensics, legal, notification, and public relations services.

Business Interruption & Extra Expense

Coverage for income loss and extra expenses due to cyber events.

Data Restoration Expenses

Reimbursement for restoring or decrypting lost, damaged, or encrypted data.

Cyber Crime & Social Engineering

Includes phishing, impersonation, invoice fraud, and fraudulent transfers.

Ransomware & Cyber Extortion

Coverage for ransom payments, extortion demands, and related expenses.

Reputational Harm

Covers losses due to brand damage and public perception fallout.

Device Replacement & Bricked Systems

Includes Laptop and Devices Replacement, Bricked Device coverage.

Material Interruption & System Failure

Includes Material Interruption and System Waiting Failure coverage.

Contingent Risk Endorsements

Includes Contingent Business Interruption Form, Contingent Property Damage Form.

Cyber Retention

Returns all applicable retentions or deductibles for Network Security & Privacy, Multimedia Liability, Incident Response Expense, Business Interruption, Data Restoration, Social Engineering, Ransomware, Reputational Harm, Laptop and Devices Replacement.

Premiums & Total Estimated Cost

Includes Estimated Annual Premium, Terrorism Premium (TRIA), and Total Estimated Premium with all applicable taxes and fees.

Itemized Taxes & Fees

Returns Tax/Fee descriptions and charge amounts (e.g., Broker Fee, Surcharge).

Payment Terms

Billing structure such as Full Pay, Agency Bill, Installments, or Financing.

Underwriting Conditions (Subjectivities)

Lists binding conditions and documentation required for policy activation.

Administrative Forms & Endorsements

Includes Service of Suit, Business Reputation Form, Contingent Business Interruption Form, Contingent Property Damage Form, Material Interruption Form.

Cyber insurance policies and related documents—such as Cyber Quotes, Applications, and E&O forms—contain extensive data required for policy binding, servicing, and analysis. Feathery’s AI extraction engine automates the capture of this structured policy data, eliminating manual input and enabling seamless integration into core systems, CRMs, and underwriting workflows.

Feathery extracts critical policy information including policy dates, named insured, insurer details (A.M. Best rating, admitted status), and policy number. Coverage limits are parsed across key areas like network security, multimedia liability, ransomware, cyber crime, incident response, data restoration, reputational harm, and device coverage. It also captures business interruption, system failure, and contingent risk endorsements—along with all associated deductibles and retentions.

The engine also pulls premium amounts, TRIA surcharges, broker fees, billing terms, and subjectivities required for activation. Administrative forms and endorsements—such as Service of Suit, Contingent Business Interruption, and Material Interruption—are automatically surfaced. By using Feathery for cyber policy extraction, insurers and brokers reduce manual workload, improve accuracy, and accelerate digital servicing across the policy lifecycle.

Related templates

ACORD 25

ACORD 26

ACORD 27

Cyber Quote

Cyber Application